Tornado Damage Leaves Uninsured with Uncertain Future - WTOC-TV: Savannah, Beaufort, SC, News, Weather & Sports

03/24/05

Tornado Damage Leaves Uninsured with Uncertain Future

Some of the damage to Hamm's home. Some of the damage to Hamm's home.

It's now been two days since severe weather rocked one community to its knees. A tornado touched down in the Wayne County town of Screven, destroying trees, homes and businesses in a half-mile-wide path.

Those hardest hit may be the ones with the least to lose but no way to replace it.

Nina Hamm only visits her home after Tuesday's tornado forced her out. It ripped away a corner wall and part of the roof. Her dining room has nothing but plastic and insulation over it. She was sitting in the next room and is grateful for her life and her family's.

"My granddaughter was sitting at the kitchen table and had gotten up two minutes before," she told us.

But she faces a bigger disaster now because she didn't have insurance. "I'm asking myself, 'What am I going to do?'"

She's not the only one facing this problem. 

"We've got a lot of people on fixed incomes, low incomes and they just could not afford to live and have homeowner's insurance," said Mayor Donald Boyette.

Beside paid contractors, Boyette says volunteers are on the way to help as many as possible who can't afford the cleanup. 

"That would help if I can get my kitchen going and a roof over my dining room, because the rest of the house is okay," said Hamm.

Even a small amount of help is welcomed news to Hamm and others who thought they had no hope.

For people who have fixed or low income, they can check with disaster relief workers at the First Baptist Church in Screven to get help with cleanup and moving their lives forward.

Reported by: Dal Cannady, dcannady@wtoc.com

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